How much are car repayments on a new BAIC X25?
BAIC not only entered the local market with a variety of budget-friendly vehicles but has constructed a production plant close to Gqeberha to affirm its commitment to South Africa. But just how friendly will the X25 range be to your budget, we investigate to find out how much the estimated car repayments are.
The BAIC X25 has been around locally since 2017 and offers a 1.5-litre, 4-cylinder petrol motor across the range. The 85 kW and 148 Nm of torque are sent to the front wheels via either a 5-speed manual transmission or 4-speed automatic. The manual derivatives claim an average fuel consumption figure of 6.5 L / 100 km while the automatic variants return 7.2 L / 100 km.
The X25 is available in two trim levels with the entry-level model named Comfort and the fully specified derivative called Fashion. With the different trim levels and two transmission options, BAIC has four X25 derivatives on offer, each with its own unique price. Using the free AutoTrader Car Finance Calculator, we calculate the estimated monthly repayment on each of the four variants.
Calculations
You should note that the vehicle prices quoted in this article were correct at the time of writing this article, and it is recommended that you visit or call your nearest dealer to confirm pricing before you apply for vehicle finance. It should also be noted that the parameters used in the calculations are based on realistic industry averages but only serves as a guide.
Your financial services provider will return with an individual quotation to you based on the current interest rate, administration fees and your individual credit score. For our calculations, we used the base price of the vehicle excluding optional extras when financed over 72 months without a balloon or residual payment. The interest rate is at an estimated 12% with a 10% deposit included.
BAIC X25 1.5 Comfort Manual
The BAIC X25 in Comfort trim is the entry-point to the X25 model range and will set you back R 219 990. Using the calculations as set out above, we have determined that the estimated monthly repayment will be R 3 871. The total accumulated interest over the 72-month period will be R 80 704 while the total instalment amount excluding deposit and residual if you were inclined to finance the full amount will result in R 278 695.
BAIC X25 1.5 Fashion Manual
The BAIC X25 in Fashion trim takes it up a notch with improved specification and will set you back R 229 990. The increase in the purchase price results in an estimated monthly repayment of R 4 047. The total accumulated interest over the 72-month period will be R 84 376 while the total instalment amount excluding deposit and residual if you were inclined to finance the full amount will result in R 291 376.
BAIC X25 1.5 Comfort Automatic
While retaining the Comfort trim level, customers can opt for the 4-speed automatic transmission which will result in a total purchase price of R 239 990. This derivative has an estimated monthly repayment of R 4 223. The total accumulated interest over the 72-month period will be R 88 045 while the total instalment amount excluding deposit and residual if you were inclined to finance the full amount will result in R 304 045.
BAIC X25 1.5 Fashion Automatic
This is the flagship model in the BAIC X25 range and not only offer the more premium trim level but also the automatic transmission and results in a total purchase price of R 249 990. This derivative has an estimated monthly repayment of R 4 399. The total accumulated interest over the 72-month period will be R 91 709 while the total instalment amount excluding deposit and residual if you were inclined to finance the full amount will result in R 316 700.
