The Toyota Fortuner has been with South Africans for several years and even more iterations, becoming a consumer favourite and one of Toyota's best-selling models locally. It is highly desirable for its off-road prowess in the wilds and easy-going nature in the suburbs, but there is no denying that it's a big vehicle that comes with many costs, so is the Fortuner costing you too much?
Related: Toyota Fortuner 2.8 GD-6 4x4 GR-Sport (2025) Review
When considering a Toyota Fortuner in South Africa, it's crucial to look beyond the initial purchase price and analyse the total cost of ownership. While the Fortuner is known for its reliability and strong resale value, several factors can contribute to its cost. Here's an analysis of the latest Fortuner models in South Africa, breaking down the key ownership costs.
Toyota Fortuner GR-S pricing versus Ford Everest Sport
Purchase Price and Financing
The starting point for any cost analysis is the price tag. The price of a new Fortuner can range significantly depending on the model and trim level. For example, a base model 2.4 GD-6 can be around R700 000, while the range-topping GR-S or VX models with the 2.8 GD-6 engine can approach R1 million.
Financing a vehicle of this price point requires a substantial monthly commitment. Financial experts suggest you should not spend more than 20% of your gross monthly salary on vehicle payments. This means that to afford a Fortuner comfortably, a household would need a significant monthly income.
Fuel Consumption
This is one of the most significant day-to-day costs of owning a large SUV. The Fortuner is primarily available with two diesel engines:
2.4 GD-6: This engine is known for being more fuel-efficient than its larger sibling. The claimed average fuel consumption is around 7.2 L/100km, but real-world figures will likely be higher, especially in urban driving.
2.8 GD-6: The more powerful 2.8-litre engine claims a fuel consumption of 7.9 L/100 km. However, real-world tests often show figures closer to 9.8 L/100km or even higher, particularly with a heavy right foot or when towing. With enthusiastic driving, the GR-S model can see consumption rise to over 10 L/100km.
- 2.8 GD-6 48V: Toyota has sought to reduce consumption figures and make the Fortuner a little greener by adding a 48V mild hybrid system to the vehicle. This can see traffic-bound owners reduce consumption figures to well below 7.0 L/100km, which is significant.
Given the high diesel price in South Africa, even a small difference in fuel consumption can translate to a substantial cost over a year, especially for high-mileage drivers.
Maintenance and Service
Toyota's reputation for reliability is a significant selling point, and the Fortuner is generally considered a low-maintenance vehicle in the long run. New Fortuner models come with a service plan and a warranty, which helps to mitigate early ownership costs.
Service Plan: New Fortuners typically include a service plan that covers a certain number of services or mileage (e.g., nine services/90,000 km). This means scheduled servicing is covered for a significant period.
Warranty: A 3-year/100 000 km warranty provides peace of mind against mechanical failures.
Once these plans expire, owners will need to budget for services. While the Fortuner is not notoriously expensive to service, the cost of parts and labour can add up, especially for older models or major repairs.
Insurance and Security
This is an area where the Fortuner's popularity works against it. Due to the high demand for the vehicle and its parts, many of which are shared with the popular Toyota Hilux, the Fortuner is a desirable target for criminals. This results in:
Higher Insurance Premiums: Insurers factor in the high theft and hijacking risk, which drives up monthly premiums.
Added Security Costs: Owners may need to invest in additional security features, such as a tracking device, to meet insurance requirements and protect their investment.
Depreciation
While other costs may seem high, this is where the Fortuner shines. The Toyota Fortuner has one of the best resale values in the South African market. Unlike many other vehicles that lose a significant chunk of their value when driven off the showroom floor, the Fortuner holds its value exceptionally well.
Lower Depreciation Rate: Fortuner's depreciation rate is significantly lower than that of many of its key competitors, such as Ford Everest and Isuzu MU-X.
Strong Demand: The sustained demand for both new and used Fortuners means that when it comes time to sell, you can expect to recoup a larger portion of your initial investment.
Is Your Fortuner Costing You Too Much?
The answer depends on your priorities and how you use the vehicle.
High Day-to-Day Costs: The Fortuner can feel expensive every month, primarily due to high fuel consumption and substantial insurance premiums. If you are on a tight budget and drive a lot, these costs could make the Fortuner feel like it's costing you too much.
Low Long-Term Costs: The Fortuner's excellent resale value is a major advantage when considering the total cost of ownership over a few years. While you may pay more for fuel and insurance, the money you save on depreciation could be significant, making it a sound long-term financial decision.
In summary, the Fortuner's high running costs are offset by its market-leading reliability and outstanding resale value. It's an investment that pays off when you eventually decide to sell, making it a smart choice for those who can afford the day-to-day expenses.
