Can installing a car alarm lower my insurance cost?

By Farzana Chaumoo

Theft prevention features can reduce your premium.

Crime is always a threat to your car, especially in South Africa. So having one or any safety features fitted or installed on your car will look favourable to insurance companies.

Some areas are more prone to theft than others, leaving people at a higher risk of having their car stolen or broken into. As your insurance premium is based on your perceived risk, it also looks to how you prevent risks.

Therefore, any theft prevention features such as a car alarm can reduce your premium.

Discounts, however, will vary amongst companies that’s why it’s always suggested to shop around for an insurance company.

Looking to learn more about insurance? We've put together a handy list of Everything you need to know about Car Insurance.