Answer
Aug 15, 2021 - 09:39 PM
Hi there
Let's say that you're prepared to spend 30% of your post-deduction income, giving you instalments of about R 5000/month with some change left over for fuel, insurance and maintenance. This will allow you to buy something with a list price around the R 265 000 mark, assuming a 10% deposit, 10% interest rate, no residual, and a 60-month finance agreement (your finance terms may differ, depending on credit profile).
Entering this figure, an age cap of 3 years (2018-cars or newer) and your other criteria into our car search function gave a long list of interesting results. Firstly, you could get a nearly-new Suzuki Vitara Brezza for that money, which will be affordable to maintain and fuel, comes with a fresh warranty and service plan, and it's quite decent to drive (for a small SUV).
This list also showed plenty of Toyota Quests and VW Polos, but seeing as both those cars are high-risk from a theft/hijacking perspective, they probably won't suit your needs. However, you can also late-model, low-mileage (current-generation) Toyota Yaris for that money, and that's what we'd recommend: It's decently good to drive, with fun handling and a revvy engine, won't cost a bomb to maintain (it's still a Toyota, after all), and it isn't popular with car thieves or hijackers. Alternatively, a late-model Suzuki Baleno (or nearly-new Toyota Starlet) also meet these criteria nicely, and will likely cost the least to run, insure and fuel - perfect for a new driver, then.
Hope this helps!
The AskAutoTrader Team
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